Have questions about eligibility, documentation, timelines, or loan terms? We’ve answered some of the most frequently asked questions below to help you understand how business loans work.
GST-registered businesses across sectors — including retailers, traders, manufacturers, and service providers — can apply, subject to eligibility criteria set by our lending partners.
You can begin by completing our simple online application form. Our team will review your details and inform you about your eligibility based on multiple financial and business factors.
Just fill out the online loan form on our website. Our team will contact you to verify details and help you move forward.
Our loan solutions are structured to support eligible businesses without requiring collateral. You don’t need to pledge your assets for a business loan at Dhanora Finance.
A lower CIBIL score doesn’t automatically disqualify you. Your application goes through a comprehensive credit evaluation process, which include several other factors other than CIBIL score such as business performance, GST activity etc.
No. The entire process is digital — only in exceptional cases physical verification may happen.
At Dhanora, we offer loan amounts typically ranging from ₹25 lakhs up to ₹10 crores. However, the amount of loan sanctioned will be subject to your business profile, financial performance, and lender evaluation.
Interest rates depend on your eligibility and lender terms. We focus on offering competitive and manageable structures based on your business profile.
Repayment tenures vary based on the loan type and structure. Generally, repayment tenures range from 6 months to 36 months, depending on your sanction. Our team will guide you in choosing a repayment plan aligned with your business cash flow.
Missing an EMI may lead to penalties, increased interest, and lower chances of future loans.
Most applications are reviewed within hours. Approval decisions typically take 24–72 hours. However, in some cases, it may take up to 1–2 weeks, depending on documentation and lender requirements.
Dhanora Finance does not charge platform fees. Any charges from banks or lending partners, if applicable, are communicated upfront for full transparency.
You may need a GST registration certificate, PAN card, active current bank account proof, last six months bank statements, proof of business ownership, address proof and some other essential financial documents. Our team will guide you through the exact requirement.
No. We ensure that all applicable charges are clearly communicated before you proceed.
Whether you’re planning your next stage of growth or have a question about our business loans, we’re here to guide you with clarity and support.