Terms And Conditions
These Terms & Conditions (“Terms”) govern your access to and use of the website, services, and loan facilitation platform operated by Dhanora Finance (“Dhanora Finance”, “we”, “our”, or “us”).
By accessing our website, submitting information, or using our services, you agree to comply with and be bound by these Terms. If you do not agree, please refrain from using our platform.
Nature of Services
Dhanora Finance acts as a facilitator and service provider assisting eligible businesses in accessing structured business loans through its network of banking and financial institution partners.
Dhanora Finance does not directly lend funds unless explicitly stated. Final loan approval, sanction, terms, and disbursal are at the sole discretion of the respective lending partner.
Eligibility
To apply for a loan through Dhanora Finance, you must:
- Be a GST-registered business (where applicable)
- Provide accurate and complete business and financial information
- Meet the eligibility criteria set by lending partners
Submission of an application does not guarantee loan approval.
Accuracy of Information
You agree that all information, documents, and data provided during the application process are true, complete, and accurate.
Dhanora Finance reserves the right to:
- Reject applications containing incomplete or misleading information
- Request additional documentation
- Suspend or terminate access in case of suspected misrepresentation
Loan Approval & Disbursal
Loan approval, loan amount, tenure, interest rate, and other terms are determined solely by the respective lending partner based on their internal policies and credit evaluation.
Dhanora Finance does not guarantee:
- Approval of any loan application
- Specific interest rates
- Specific timelines for sanction or disbursal
Disbursal timelines may vary depending on documentation and lender processes.
Fees & Charges
Dhanora Finance does not charge platform fees unless explicitly disclosed.
Any applicable processing fees, interest charges, or other costs imposed by the lending partner will be communicated prior to loan acceptance.
Borrowers are responsible for reviewing and understanding the final loan agreement issued by the lending institution.
Use of Website
You agree not to:
- Use the website for unlawful purposes
- Attempt to gain unauthorized access to systems or data
- Interfere with the platform’s operation
- Upload malicious or harmful content
Dhanora Finance reserves the right to restrict or terminate access for violations of these Terms.
Intellectual Property
All content on the Dhanora Finance website, including text, design, logos, graphics, and materials, is the intellectual property of Dhanora Finance unless otherwise stated.
Unauthorized reproduction, distribution, or modification of website content is prohibited.
Limitation of Liability
Dhanora Finance shall not be liable for:
- Loan rejection by lending partners
- Delays in processing or disbursal caused by third parties
- Losses arising from inaccurate information provided by the applicant
- Indirect, incidental, or consequential damages arising from platform use
Use of the website and services is at your own risk.
Third-Party Services
Our platform may involve third-party service providers or contain links to third-party websites. Dhanora Finance is not responsible for the content, policies, or actions of such third parties.
Users are advised to review third-party terms independently.
Data Protection
Use of personal information is governed by our Privacy Policy, which forms an integral part of these Terms.
By using our services, you consent to the collection and processing of information as described in the Privacy Policy.
Amendments
Dhanora Finance reserves the right to modify or update these Terms at any time. Changes will be effective upon posting on the website.
Continued use of the platform after updates constitutes acceptance of the revised Terms.
Governing Law & Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of India.
Any disputes arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the competent courts located in India
Contact Information
For any questions regarding these Terms & Conditions, you may contact:
Dhanora Finance
Email: info@dhanorafinance.com